The following Course Outline provides an overview of the
topics to be covered in this course. This course will follow the order of the outline below.
For your convenience, required portfolio entries are included
here. In addition, major tests are indicated for each theme. Please refer to the
Finance Links section for web addresses that apply to the topics indicated here.
Much of the instruction for this course is web based. Be prepared use computers
both in the classroom and at home to complete the work required for this course.
|
Theme |
Portfolio |
|
Goals and Decision Making
PACED Decision Making
Opportunity Cost
Economic Incentives
Short/Long Term Goals
Test on Theme 1 |
PACED Decision Making Grid
|
|
Careers and Planning
Job Market
Wages
Skills Assessment
Career Options
Job Interviewing
Entrepreneurship (Optional)
Test on Theme 2 |
Resume
Letter of Application
Job Application
Career Decision Making Grid
Career Summary
|
|
Budgeting
Income
Payroll Deductions
Disposable Income
Employee Benefits
Expenses
Fixed/Variable
Housing
Transportation
Insurance
Utilities
Personal
Charitable
Test on Theme 3
|
Personal Budget Worksheet
with Documentation
401K Retirement Planning |
|
Banking Services
Types of Financial Institutions
Banks
Thrifts
Credit Unions
Non-depository Institutions
Types of Bank Deposits
Checking
Passbook Savings
Certificate of Deposit
Money Market Deposit Account
Managing Demand Deposits
Check Writing
ATM Withdrawals
Deposit Slip Writing
Understanding Bank Statements
Account Reconciliation
Other Banking Services
Lending (See Theme 6)
Safe Deposit Boxes
Notary Public
Wire Transfers
Test on Theme 4
|
Bank Decision Making Grid
Sample Checks
Deposit Slips
Check Register
Account Reconciliation |
|
Saving and
Investing
Spending/Saving and Opp. Cost
Interest Rates and Inflation
Compounding Interest
Investment Objectives
Short/Long Term
Risk/Yield
Liquidity/Yield
Investment Opportunities
The Stock Market
The Bond Market
Mutual Funds
Retirement Planning
Test on Theme 5 |
Compounding
Interest Worksheet
Risk Pyramid
Analysis
Investment
Decision Making Grid
|
|
Credit
The "Need" for Credit
Types of Credit
Credit Cards
Auto Loans
Student Loans
Mortgage Loans
Home Equity Loans
Credit Terms
Principle
APR
Term
Fees
Credit Reports
Test on Theme 6 |
Loan Application
Loan Application
Evaluation
|
|
Consumer Skills
The Housing Decision
Renting vs. Buying
Mortgage Loan Shopping
Disclosure Statements
The Car Decision
New vs. Used
Lease vs. Buy
Auto Loan Shopping
Insurance
Homeowners/Renters
Auto
Mortgage
Health
Life
Disability
Consumer Awareness
Buying clubs
Online purchases
Layaway purchases
900 Numbers
Scams and schemes
Privacy and identity theft
Consumer Protection Laws
Test on Theme 7
|
Scam Alert
Privacy
Information Guide
|
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